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Everything you need to know about The GM Card®

The Card that keeps on giving

The GM Card® has all the benefits †† of a TD Card including:

  1. Acceptance in over 160 countries
  2. 24-hour access to instant cash at most ABMs
  3. 24-hour access to your GM Card account and account information
  4. Cash Advances 1
  5. 3% on eligible purchases
  6. No limit on yearly Earnings
  7. Ability to combine your Earnings (subject to Vehicle Redemption Allowances) with other GM programs


The GM Card also gives you...

Any Branch Banking
Simply present your GM Card at TD Canada Trust branches in Canada to access your TD Canada Trust accounts or receive cash advances 1 up to your available credit limit. Visit your TD Canada Trust branch to receive a PIN to access your GM Card Account through Green Machine Δ ABMs or other ABMs.

Cheque Cashing Privileges
With your GM Card, TD Canada Trust branches will cash almost any cheque drawn on a Canadian financial institution that's payable to you – up to your available credit limit, to a maximum of $2,000 a day – whether you have a TD Canada Trust account or not.

Pre-authorized Payment Service
For added convenience, you can have your GM Card payments automatically withdrawn from your bank account at any Canadian financial institution. Simply choose to have your minimum monthly payment or the full balance withdrawn from a personal chequing or savings account on the due date. For more information or to enroll, call 1-800-461-3279 , visit www.tdcanadatrust.com/tdvisa/ or your TD Canada Trust branch.

Guaranteed Hotel Reservations
When you charge hotel accommodations to your GM Card, you can request a guaranteed reservation. This assures that the room you asked for – or a comparable substitute – will be held, even if you arrive late, until checkout time the following day. Please note that cancellation fees may apply.

Emergency Assistance from the Visa International Service Centre
Visa International Service Centre representatives are ready to help 24 hours a day, seven days a week, anywhere in the world.

  1. Emergency Card Replacement – report your lost or stolen Card immediately and the Visa International Service Centre will do its best to get a replacement Card to you wherever you are.
  2. Emergency Cash Advance – you can ask for an emergency cash advance 1 up to $500 in emergency funds (subject to your available credit limit).
  3. Message Service – in the event of a personal emergency while travelling, messages can be forwarded to family members at home.
  4. Information – the Visa International Service Centre can provide you with the location of the nearest Visa member office where you can receive cash advances 1 , as well as the locations of embassies and consulates.

Up to $150,000 Common Carrier Travel Accident Insurance 2
You, your spouse and dependent children are automatically insured for up to $150,000 while travelling on a common carrier. Simply charge the full cost of your ticket to your GM Card.

Budget Rent A Car Preferred Rates
You'll receive a preferred rate on car rentals from participating Budget locations across Canada, the U.S. and other international locations when the rental is charged in full to your GM Card. 3 Call the Budget International Reservation Centre toll-free at 1-800-268-8900.

Flexible Payment Options
Pay your GM Card Account balance in full each month before the due date and pay no interest charges on your purchases. Or make your minimum payment each month and spread your payments over time. The choice is yours.

Free Authorized User Cards
Enjoy even more convenience with free Cards for Authorized Users. The GM Card is all about getting you closer and closer to your new GM vehicle. And now, you can share many of The GM ® Card benefits †† when you get an Authorized User Card for a family member or close friend. 4 You can request a maximum of three Authorized User Cards at no additional charge. Request your Authorized User Card(s) today. Simply call 1-800-461-3279. Earnings on eligible purchases charged to User Cards are included in your Total Earnings accumulated on your GM Card Account.

Free TD Visa Cheques
As a GM ® Cardholder, you will be sent TD Visa Cheques 1 at no additional cost. Use them just like personal cheques to charge purchases to your GM Card account wherever credit cards are not accepted as a method of payment.

For more information, click on The GM Card Legal tab below

The GM Card is issued by The Toronto-Dominion Bank. The Toronto-Dominion Bank and its affiliates are not responsible for the GM Card Earnings and Redemption Allowance Program. TD Logo is a trade-mark of The Toronto-Dominion Bank.



Δ Trade-mark of The Toronto-Dominion Bank.

® The GM Card is a Registered Trademark of General Motors Company/Used under license.

You accumulate 3% in GM Card Earnings on eligible GM Card purchases, with no annual limit on the amount of Earnings that can be accumulated. GM Card Earnings are not accumulated on fees, interest charges, optional services, cash advances (including Balance Transfers or TD Visa Cheques) rebates, refunds or other similar credits. Earnings may be used in addition to other offers General Motors of Canada Limited ("GMCL") may provide at the time of purchase. Earnings on your GM Card are subject to the Program Rules which are supplied to all new Cardholders with their GM Card. General Motors of Canada Limited reserves the right to change The GM Card Program Rules, restrictions or benefits with or without notice. Earnings may only be used towards the lease or purchase of an eligible new GM vehicle. Earnings may not be redeemed for cash.

†† All benefits, features and coverages are described as of April 1, 2009, and are subject to conditions, exclusions, limitations, changes and cancellation. Some benefits and coverages are only offered to the Primary Cardholder. The Toronto-Dominion Bank and its affiliates accept no responsibility or liability in respect of benefits, features and coverages provided by third party service providers. Any disputes must be settled directly with the service provider.

1 Interest is always charged on Cash Advances (including Balance Transfers, cash-like Transactions and TD Visa Cheques) from and including the transaction date until the amount of the Cash Advance is paid in full. The transaction date appears on your monthly GM Card Visa statement. Fees apply to each Cash Advance transaction. For details, see the Disclosure Statement on the form your new Card was attached to and see your GM Card Cardholder Agreement for more details about Cash Advances. GM Card Earnings are not accumulated on Cash Advances (including Balance Transfers, cash-like Transactions or TD Visa Cheques.

2 Underwritten by Chubb Insurance Company of Canada. Details of this benefit, including terms, conditions, limitations and exclusions are outlined in the Coverage Certificate provided with your Visa Card.

3 Provided in Canada by Budget Rent a Car Inc. Some conditions and restrictions may apply.

4 Primary Cardholder is responsible for all charges to the Account.

For your security, when applying over the Internet, be sure to use a secure browser and follow the instructions on the screen. If you're not sure whether you're using a secure browser, click on the secure browsers link for more information.

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